There’s a familiar moment. You’re having your first call with a mortgage adviser who casually asks if you’ll be “getting help from family” or “using equity from your last place”. You smile politely, pretending to follow along, while thinking What last place? What family fund? For many of us - first-gen wealth builders, creatives, neurodivergent professionals - money doesn’t start from neutral. We’re already carrying extra weight before the race begins: → Student loans → Finan

How to not let financial overwhelm take over. Three tips on how to win the battle.